YH*S3: SIPD-SMCB-SMDM-SMDR-SMGR

5D:SIPD	1D:SIPD

6M:SIPD	2Y:SIPD

5D:SMCB	1D:SMCB

6M:SMCB	2Y:SMCB

5D:SMDM	1D:SMDM

6M:SMDM	2Y:SMDM

5D:SMDR	1D:SMDR

6M:SMDR	2Y:SMDR

5D:SMGR	1D:SMGR

6M:SMGR	2Y:SMGR